ReBA workshop series: Financial Intermediation

This workshop provides insights into recent debates on bankers’ bonuses, measures to prevent bank runs in the aftermath of Northern Rock, and whether online lenders help or harm consumer welfare. Across three seminars Piotr Danisewicz (Bristol), Michael Koetter (Magdeburg), and Kebin Ma (Warwick) present findings on these pressing issues. Their research informs policymakers on how to design regulation to prevent excessive bank risk taking, and illustrate the societal effects of the rapid growth in digital lending.

10.00 Welcome tea and coffee

10.30 Introduction by Danny McGowan

10.45 Piotr Danisewicz (University of Bristol) - The Real Effects of Financial Technology: Marketplace Lending and Personal Bankruptcy

12.00 Lunch

12.45 Kebin Ma (University of Warwick) - Contagious Bank Runs and Buyer of Last Resort

14.00 Tea and coffee break

14.20 Michael Koetter (IWH and University of Magdeburg) - Effectiveness and (In)Efficiencies of Compensation Regulation: Evidence from the EU Banker Bonus Cap

15.40 Concluding remarks